Shop Pay FAQ

How it works

Add items to your cart (or shopping bag).
Check out with Shop Pay.
Choose to pay in 4 installments.

Your first payment is due at checkout. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

**IF YOU NEED MORE THAN 6 WEEKS TO PAY, SHOP WITH US ON THE SHOP PAY APP TO GET UP TO 12 MONTHLY INSTALLMENTS.**

Buy now, pay later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments - with no additional, hidden, or late fees.*

(*Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.)

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

Have more questions?

For questions about installment payments on Shop Pay, visit shop.affirm.com/help.
For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.